Commercial Banking with a Personal Touch
As a trusted partner, understanding our client’s business goals inside and out enables us to provide counsel and well-designed solutions for their unique needs.
Explore the details of our commercial banking offers below.
Commercial Checking Accounts
|Community Checking||Commercial Checking|
|$250 minimum balance requirement||$5 monthly maintenance fee|
|$5 monthly maintenance fee if balance falls below $250||$.10 per deposit|
|First 50 checks/debits per month are free. $.25 for each check/debit after 50||$.12 per check/debit|
|Online Banking & Bill Pay||$.08 per item deposited|
|Mobile Banking||Monthly non-cash earnings credit to offset fees|
|ATM/Debit Card available||Online Banking & Bill Payment|
Ready to open a commercial checking account?
Commercial Savings Accounts
|Regular Savings||Money Market Savings|
|$250 minimum balance requirement||$1,000 minimum balance requirement|
|$5 monthly service charge if balance falls below $250||$10 monthly service charge if balance falls below $1,000|
|Interest paid monthly||Interest paid monthly|
|Limit of 6 preauthorized transfers out of account per 4 week or similar period||Limit of 6 preauthorized transfers out of account per 4 week or similar period|
|ATM card access||Tiered interest rate based on account balance|
|ATM card access|
Ready to open a commercial savings account?
Riverland Bank is locally owned and operated, so the decision making takes place right here. Our Commercial Banking staff is well versed in all aspects of commercial lending.
From preparing your loan application, reviewing loan programs and eligibility requirements, closing the loan and disbursing funds, we will work directly with you every step of the way.
|Types of Commercial Financing|
|Operating Lines of Credit|
|Commercial Real Estate|
|SBA Loan Programs|
|Letters of Credit|
Riverland Bank offers a variety of services to help your business manage the collection, control and disbursement of funds. These services are designed to improve cash flow, strengthen security and reduce human resource expense associated with managing your accounts.
- Commercial Online Banking
- ACH Origination
- Remote Deposit Capture
- Domestic & International Wire Transfer
- Account Reconciliation
- Positive Pay
- Merchant Credit Card Processing
- Purchasing Card
- Zero Balance Accounts
- Sweep Services
- Activity Alerts
- Account Analysis
Commercial Credit Cards
Choosing the right commercial card is easier than ever. No matter which commercial card you choose, you will enjoy award-winning expense management tools, free employee cards, EMV smart chip technology for added security and Mobile purchasing for added convenience.
Connect With One of Our Expert Commercial Bankers
Banking is all about the connections that allow a strong relationship to establish trust, enable growth, and evolve. Our highly experienced team is both dedicated and accessible to all of our partners at all times.