What’s Most Important to Your Business?

It takes creativity, experience and hard work to run your business. We understand and that’s why we go above and beyond to offer deposit products tailored to your needs.

Take a look at the checking accounts and savings accounts we offer.

Small Business Checking

A basic checking account ideal for new or small businesses.

Types of businesses that may fall under this type of checking account include start-ups, home-based businesses, single owner/sole proprietors, non-retail businesses, small organization or clubs.

Monthly Service FeesAdditional Information
Minimum opening deposit of $500ATM/Debit Card available upon approval
Minimum average balance requirement of $500Free online banking and bill payment
$10 monthly maintenance fee if average balance falls below $500Mobile Banking
If you have more than 75 items* during the month, the fee is $.30 per itemeStatements

*Items include: Checks, Debits, Items Deposited, ACH Debits

Ready to open a small business checking account?

Contact Us Today

Business Checking

A checking account for growing businesses with higher transaction volume.

Types of businesses that may fall under this type of checking account include small retail businesses, small wholesale businesses, sole proprietors, 2-20 employee businesses, and small professional organizations such as law firms, CPA firms, etc.

Monthly Service FeesAdditional Information
Minimum opening deposit of $1,000ATM/Debit Card available upon approval
Minimum average balance requirement of $3,500Free online banking and bill payment
$10 monthly maintenance fee if average balance falls below $3,500Mobile Banking
If you have more than 300 items* during the month, the fee is $.30 per itemeStatements

*Items include: Checks, Debits, Items Deposited, ACH Debits

Ready to open a business checking account?

Contact Us Today

Commercial Checking

A complete checking account for businesses with higher transaction volume and cash management needs.

Types of businesses that may fall under this type of checking account include large retail/wholesale businesses, corporations, 20+ employee businesses, and those with multiple cash management product needs.

Monthly Service FeesAdditional Information
Monthly maintenance fee: $10ATM/Debit Card available upon approval
Deposit/credits: $.35 per itemFree online banking and bill payment
Deposited item (on us): $.04 per itemMobile Banking
Deposited item (other): $.010 per itemeStatements
ACH credit: $.05 per itemMonthly fees are subject to offset with earnings credit
Checks paid: $.20 per item
ACH Debits: $.10 per item
Uncollected funds use charge: Prime+3.00%

*Items include: Checks, Debits, Items Deposited, ACH Debits

Ready to open a commercial checking account?

Contact Us Today

Riverland Regular Savings

A basic savings account for commercial businesses and non-profit organizations.

Monthly Service FeesAdditional Information
$250 minimum daily balance requirementInterest rate subject to change
$5 quarterly service charge if daily balance falls below $250Interest paid quarterly
Limit of 6 preauthorized transfers out of account per 4 week or similar period

This is a variable rate account; the interest rate and annual percentage yield may change after the account is opened. Fees may reduce earnings. Limit of 6 preauthorized transfers out of the account per statement cycle. Early Closing Fee – $30.00 fee may be imposed if account is closed within 3 months of opening.

Ready to open a regular savings account?

Contact Us Today

Riverland Money Market Savings

A high yield savings account for commercial businesses and non-profit organizations.

Monthly Service FeesAdditional Information
$1,000 minimum daily balance requirementInterest rate subject to change
$10 monthly service charge if daily balance falls below $1,000Interest paid monthly
Limit of 6 preauthorized transfers out of account per 4 week or similar periodTiered interest rate based on account balance

This is a variable rate account; the interest rate and annual percentage yield may change after the account is opened. Fees may reduce earnings. Limit of 6 preauthorized transfers out of the account per statement cycle. Early Closing Fee – $30.00 fee may be imposed if account is closed within 3 months of opening.

Ready to open a money market savings account?

Contact Us Today

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Connect With One of Our Expert Commercial Bankers

Banking is all about the connections that allow a strong relationship to establish trust, enable growth, and evolve. Our highly experienced team is both dedicated and accessible to all of our partners at all times.