Credit Products to Fit Your Unique Needs
Riverland Bank understands different businesses have unique needs and goals.
We take the time to get to know your business, understand your goals, and work with you to structure your
credit relationship in a way that aligns with your needs. Riverland Bank offers a variety of commercial credit products.
Riverland Bank is locally owned and operated, so the decision making takes place right here.
Our Commercial Banking staff is well versed in all aspects of commercial lending.
Lines of Credit
A working capital line of credit is a fast, convenient, and affordable way to access the funds your business requires. A line of credit provides ready cash to help you meet short-term funding needs, such as increasing inventory, dealing with seasonal cash flow issues, or taking advantage of unexpected opportunities.
Term Loans are an excellent source of funds for purchasing equipment, vehicles, and other fixed assets or for obtaining permanent working capital. Your business benefits with competitive fixed or variable interest rates and convenient repayment schedules.
Real Estate Loans
Our Business Real Estate Loans make owning, refinancing, or renovating commercial real estate easy and affordable. With either our conventional or SBA programs, you’ll benefit from flexible financing options that include competitive rates, low monthly payments and long amortizations.
We offer a full range of SBA products to accommodate your specific business needs. We go beyond request and work consultatively with you to develop creative solutions to meet your business needs. From the initial application through final approval, we will be there to help you navigate the SBA loan application process.
Connect With One of Our Expert Bankers
Banking is all about the connections that allow a strong relationship to establish trust, enable growth, and evolve. Our highly experienced team is both dedicated and accessible to all of our partners at all times.