Choose the Deposit Account That Works Best For You

As a trusted partner, understanding our client’s financial goals inside and out enables us to provide counsel and well-designed solutions for their unique needs.

Take a look at the checking and savings accounts we offer.

Checking Accounts

Riverland Bank offers a variety of checking accounts to meet your personal banking needs. Each of our checking account products include access to additional products and services to help you efficiently and securely manage your account activity.

Free CheckingInterest Checking50 Plus Checking*
No minimum balance requirement$500 minimum balance requirement to open account$100 minimum balance requirement to open account
No monthly maintenance fee$5 monthly maintenance fee if balance falls below $500No monthly service fees
ATM/Debit Card availableEarns InterestEarns Interest
Online Banking & Bill PayATM/Debit Card availableATM/Debit Card available
Mobile BankingOnline Banking & Bill PayOnline Banking & Bill Pay
Ready Reserve available upon approvalMobile Banking Mobile Banking
24 Hour banking by phoneeStatementsReady Reserve available upon approval
eStatements24 hour banking by phone24 hour banking by phone
First order of 50 checks free eStatements
Ready Reserve available upon approvalFree Specialty Checks
Reduced safe deposit box rental
*For those age 50 or better

Ready to open a personal checking account?

Contact Us Today

Savings Accounts

Riverland Bank offers a variety of personal savings accounts to help your money grow and meet your financial goals. Whether you are just starting or continuing to save money, or are eligible for a Health Savings Account, we have an account that will work for you.

Thrift SavingsRegular SavingsHealth Savings AccountMoney Market Savings
$50 minimum balance requirement to open account$250 minimum balance requirement to open account$100 minimum balance requirement to open account$1,000 minimum balance requirement to open account
$3.00 quarterly service change if the average balance falls below $50.00$5.00 quarterly service charge if balance falls below $250$5.00 monthly service charge if balance falls below $100$10.00 monthly service charge if balance falls below $1,000
Interest paid quarterlyInterest paid quarterlyInterest paid monthlyInterest paid monthly
ATM card accessTiered interest rate based on account balanceTiered interest rate based on account balance
ATM/Debit Card availableATM card access

These are variable rate accounts; the interest rate and annual percentage yield may change after the account is opened. Fees may reduce earnings. Limit of 6 preauthorized transfers out of the account per statement cycle. Early Closing Fee – $30.00 fee may be imposed if account is closed within 3 months of opening.

Ready to open a personal savings account?

Contact Us Today

Certificate of Deposit & IRA Accounts

Riverland Bank offers a variety of Certificate of Deposit products for your short-term and long-term investment needs. Take advantage of our competitive rates to maximize interest income over the term of your certificate of deposit. In addition, we offer both Traditional IRA and Roth IRA accounts. Choose one of our certificate of deposit products for your IRA and begin saving for your retirement.

TermInterest RateAnnual Percentage Yield
3 Month1.00%1.00%
6 Month1.25%1.25%
12 Month1.90%1.91%
18 Month2.25%2.26%
24 Month2.30%2.30%
30 Month2.50%2.50%
36 Month2.60%2.60%
48 Month2.75%2.75%
60 Month3.00%3.00%

Minimum Deposit to Open Account and Obtain Annual Percentage Yield: $1,000.00. A penalty may be imposed for early withdrawal.

A New Partner for Prosperity

Banking is all about the connections that allow a strong relationship to establish trust, enable growth, and evolve. Our highly experienced team is both dedicated and accessible to all of our partners at all times.