Choose the Deposit Account That Works Best For You
As a trusted partner, understanding our client’s financial goals inside and out enables us to provide counsel and well-designed solutions for their unique needs.
Take a look at the checking and savings accounts we offer.
Riverland Bank offers a variety of checking accounts to meet your personal banking needs. Each of our checking account products include access to additional products and services to help you efficiently and securely manage your account activity.
|Free Checking||Interest Checking||50 Plus Checking*|
|No minimum balance requirement||$500 minimum balance requirement to open account||$100 minimum balance requirement to open account|
|No monthly maintenance fee||$5 monthly maintenance fee if balance falls below $500||No monthly service fees|
|ATM/Debit Card available||Earns Interest||Earns Interest|
|Online Banking & Bill Pay||ATM/Debit Card available||ATM/Debit Card available|
|Mobile Banking||Online Banking & Bill Pay||Online Banking & Bill Pay|
|Ready Reserve available upon approval||Mobile Banking||Mobile Banking|
|24 Hour banking by phone||eStatements||Ready Reserve available upon approval|
|eStatements||24 hour banking by phone||24 hour banking by phone|
|First order of 50 checks free||eStatements|
|Ready Reserve available upon approval||Free Specialty Checks|
|Reduced safe deposit box rental|
|*For those age 50 or better|
Ready to open a personal checking account?
Riverland Bank offers a variety of personal savings accounts to help your money grow and meet your financial goals. Whether you are just starting or continuing to save money, or are eligible for a Health Savings Account, we have an account that will work for you.
|Thrift Savings||Regular Savings||Health Savings Account||Money Market Savings|
|$50 minimum balance requirement to open account||$250 minimum balance requirement to open account||$100 minimum balance requirement to open account||$1,000 minimum balance requirement to open account|
|$3.00 quarterly service change if the average balance falls below $50.00||$5.00 quarterly service charge if balance falls below $250||$5.00 monthly service charge if balance falls below $100||$10.00 monthly service charge if balance falls below $1,000|
|Interest paid quarterly||Interest paid quarterly||Interest paid monthly||Interest paid monthly|
|ATM card access||Tiered interest rate based on account balance||Tiered interest rate based on account balance|
|ATM/Debit Card available||ATM card access|
These are variable rate accounts; the interest rate and annual percentage yield may change after the account is opened. Fees may reduce earnings. Limit of 6 preauthorized transfers out of the account per statement cycle. Early Closing Fee – $30.00 fee may be imposed if account is closed within 3 months of opening.
Ready to open a personal savings account?
Certificate of Deposit & IRA Accounts
Riverland Bank offers a variety of Certificate of Deposit products for your short-term and long-term investment needs. Take advantage of our competitive rates to maximize interest income over the term of your certificate of deposit. In addition, we offer both Traditional IRA and Roth IRA accounts. Choose one of our certificate of deposit products for your IRA and begin saving for your retirement.
|Term||Interest Rate||Annual Percentage Yield|
Minimum Deposit to Open Account and Obtain Annual Percentage Yield: $1,000.00. A penalty may be imposed for early withdrawal.
A New Partner for Prosperity
Banking is all about the connections that allow a strong relationship to establish trust, enable growth, and evolve. Our highly experienced team is both dedicated and accessible to all of our partners at all times.